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How Will a Seattle DUI Affect My Insurance Rates?

How Will a Seattle DUI Affect My Insurance Rates?

Posted by Robert J. Ault on Mar 11, 2015 | 0 Comments

I came across the following article this week, which compares average insurance premium increases following a DUI from city-to-city. 

http://www.nerdwallet.com/blog/insurance/2015/03/09/stpatricks-day-drinking-dui-insurance/.

Seattle is ranked #17th in the U.S. with an average insurance premium increase of $449.41 following a DUI. As with anything found on the internet (with the exception of information read on www.waduidefense.com), take the above-mentioned data with a grain of salt. Calculating insurance premium increases is far from a universal task. Rather, factors such as: previous traffic accidents, speeding tickets, types of vehicles being insured, specific insurance company regulations, proximity of driving history to time of renewal, etc... all play a part in calculating one's increase of premium. In Washington State, a DUI conviction, along with certain types of other offenses and administrative actions, will yield a 3-year requirement of SR-22 insurance for drivers. In other words, after one's driving suspension/revocation has ended (pursuant to conviction or administrative action), drivers are required to obtain SR-22 for 3 subsequent years if they want to be validly licensed. SR-22 insurance is not, in fact, a type of insurance. Rather, it is proof of liability of insurance. Simply put, it is a form which must be filed with the State of Washington by an insurance company stateing that auto liability insurance is in effect for a particular individual.

One of the obvious goals for anyone charged with a Seattle DUI is to avoid convictions and/or administrative actions that will bring an SR-22 insurance requirement. This is why it is imperative to retain an attorney who is highly skilled and motivated to handle your matter in the most favorable light possible. If you or anyone you know has been arrested for DUI, please call Veitch Ault and Associates (425-452-1600) immediately to ensure one is given the best chance possible to defend themselves. 

About the Author

Robert J. Ault

Rob's status as one of the premier DUI defense lawyers in the state includes being repeatedly recognized as a Super Lawyer Rising Star.

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